Free Funding & Grant Eligibility Finder
Find Programs That May Help Pay for a Safer Home
Answer nine quick questions about the person, the home, and the situation. See which VA grants, Medicaid waivers, and local programs may be worth exploring, explained in plain language.
Free to use. No account needed. Results appear right on this page in about three minutes.
Veteran-friendly funding paths
- No cost, no account
- Educational, not a benefits application
- Federal, state & local programs
- Plain-language results
Built by Aging In The Comfort Of Home®, a licensed remodeling company that specializes in aging-in-place construction.
Check What May Be Available
Your answers stay on this page and are never sent anywhere unless you ask for follow-up help at the end. Care managers and discharge planners are welcome to run the finder for a patient or client.
Want Help With Next Steps?
Send your results to our team and a coordinator will follow up with practical guidance on programs and project planning. No cost, no obligation.
Thank you. Your results are with our team.
A coordinator will reach out soon. If it is easier to talk now, call (417) 527-8786.
Educational information only, not legal, tax, financial, or benefits advice. Eligibility and amounts are determined by each administering agency, and program rules change. "May qualify" means a program is worth exploring, never a promise of approval.
How the Funding Finder Works
Three steps, no paperwork, and nothing to sign up for.
Applications get easier when you arrive already knowing which doors to knock on.
Answer nine questions
Quick taps about age, military service, coverage, and the home. No documents and no personal identifiers are needed to see results.
See your matches
Programs appear in three groups: strong matches, worth exploring, and good to know. Each one explains why it matched and what the next step is.
Turn it into a plan
Bring your list to a C-Easy™ Safe Home Evaluation or a consultation. We plan the construction work around what each program can support.
Programs This Tool Checks
The finder screens across seven funding categories. Availability and rules vary by state and change over time.
VA Housing Grants
SAH, SHA, and TRA grants that help qualifying veterans buy, build, or remodel a home for accessibility. Amounts are set by the VA and adjusted periodically.
VA Health-Based Help
The HISA benefit for medically needed home improvements through VA health care, plus the Aid & Attendance addition for daily-living needs.
Medicaid Waivers
State home and community-based services that can fund ramps, grab bars, and bathroom changes so a person can remain at home.
Federal Repair Programs
USDA Section 504 repair loans in eligible rural areas, with grants for homeowners 62 and older who have very low income.
Local & Nonprofit Help
Area Agency on Aging services, volunteer repair programs, and city or county grants where available.
Insurance Paths
Medicare Advantage supplemental benefits and long-term care insurance riders that may reimburse certain safety updates.
Tax Paths
Medically necessary improvements may count toward the federal medical expense deduction, and some states offer their own credits.
What Medicare Does and Does Not Cover
Families often assume Medicare will pay for home modifications. In most cases it does not. Original Medicare generally covers medical equipment rather than construction changes like ramps, walk-in showers, or stair lifts.
Some Medicare Advantage plans include modest home safety benefits, and the finder flags that path when it may apply. Knowing the limits early keeps planning honest and prevents expensive surprises later.
Proudly Serving Those Who Served
VA grants are some of the strongest funding paths in this finder. If you or the person you are helping wore the uniform, programs like SAH, SHA, TRA, and HISA may help fund real construction: ramps, roll-in showers, wider doorways, and safer entries.
Veterans Service Officers help with applications at no cost, and our team plans and completes the construction side.
Common Questions
Is this an application for benefits?
No. The finder is an educational tool. It shows programs that may be worth exploring based on your answers. Applications always go through the agency that runs each program. Our team helps with the construction side: evaluating the home, planning the work, and completing it.
Does using the finder cost anything?
No. The finder is free and results appear right on the page. Contact information is only needed if you ask our team to follow up with guidance.
Will Medicare pay for home modifications?
In most cases, no. Original Medicare generally covers medical equipment rather than construction changes like ramps, walk-in showers, or stair lifts. Some Medicare Advantage plans include modest home safety benefits, so it is worth checking the details of the specific plan.
Which VA programs can help with home changes?
The VA runs several: the SAH and SHA grants for qualifying service-connected disabilities, the TRA grant for veterans living temporarily in a family member's home, and the HISA benefit for medically needed improvements through VA health care. Eligibility is determined by the VA, and a Veterans Service Officer can help you apply at no cost.
What if none of the programs fit?
Many families move forward with a phased plan or financing where available. A consultation or a C-Easy™ Safe Home Evaluation identifies what the home needs and in what order, so the highest-impact safety work comes first.
Important: Aging In The Comfort Of Home® is a remodeling and construction company, not a government agency. AITCOH™ is not affiliated with the VA, Medicare, Medicaid, or any benefits program, and this page is not a benefits application. Information here is educational only and is not legal, tax, financial, or benefits advice. Program rules, amounts, and availability change and vary by state. Eligibility is determined only by each administering agency.